Personal Loan

Salaried personal loans are helpful for many requirements for education, business expansion, home renovation, medical bills, wedding expenses, and personal loans for home Construction.
Personal loan interest rates start at 10.75%, personal loan processing fees are 2% to 3%, and Lander, government tax charges.
Avail the best personal loan up to 40—Lac without collateral or pledging any asset. Banks and NBFCs check credit scores, salary eligibility, and income documents after they process the personal loan application.

Personal Loan Types of Requirement

Personal Loan for Education— We can take out a personal loan to pay for our study fees abroad and other professional education.

Business Expansion – Personal loan for business purpose.

Home Renovation Personal Loan – We can use personal loans for our home renovation and construction.

Wedding Personal Loan— Get a personal loan for wedding purpose. We know weddings in India have very high expenses.

Tour and Travel Personal Loan— Everyone wants to tour India and abroad, but it’s expensive. Get the best personal loan for tour and travel.

Personal Loan for Medical Bill— If you have a medical emergency, you can apply for a personal loan.

Benefit and Eligibility Term & Condition of Personal Loan

Quick Approval – Salaried persons avail of personal loans very quickly.

Fewer Documents – We can offer personal loans with very little paperwork, and online personal loan services are also available.

Collateral Free – No property document is required. You can avail.

Low Amount – You can avail yourself of the best personal Loan, 50k, at a low amount.

Interest Rates – Personal loan interest rates start at 10.70%, as per Landers’ offer and norm.

Processing Fees – Online personal loan processing fees start at 2% to 4% of the loan amount and insurance charges.

Foreclosure Fee – As pr 13 months to 48 months at 2% to 5% of principal due amount and as pr lender policy.

Late Payment Charges – As per Lenders norms and on the overdue principal or EMI – 3%.

Documentations of Personal Loan

Address proof– Aadhar card, passport, Driving License, Telephone Bill, Ration Card, voter ID- card, utility bill.

Age proof- PAN CARD, voter ID, Birth certificate, SSC certificate, Aadhar card, etc.

ID Proof- Aadhar card, passport, Driving License, Telephone Bill, Ration Card, voter ID, etc.

Income proof- Salary slip- 3 months latest, Bank statement for last six months salary a/c., form- 16 last two years, from 26 previous two years.

Applicant Eligibility for Personal Loan

1. The applicant should be a salaried and professional self-employed person, an employee of the public sector, a Pvt ltd/central govt employee, or a public sector undertaking.
2. Apply for a personal loan. The applicant’s age should be 21 years.
3. No overdue on any loan or credit card.
4. Applicant’s credit score should be a minimum of 720 and above.

BANKS INTEREST RATES PROCESSING FEES ENQUIRY FORM
Axis Bnak Personal Loan. Start 11.20%* p.a- 22%*p.a Up to 2% + other charges. Apply Now
HDFC Bank Personal Loan. Start -10.75%* p.a.-24.00%p.a 4.999 RS+GST + other charges. Apply Now
ICICI Bank Personal Loan. Start – 10.85%*p.a.-16.50%p.a Up to 2%*+other charges Apply Now
Fedral Bank Personal Loan Start – 11.50%*p.a.-14.50%*p.a Up to 2% +other charges. Apply Now
Kotak Bank Personal Loan. Home Loan interest rates in Kotak bank. Start -8.60%*p.a. As per Lender Apply Now
Yes Bank Personal Loan Start – 10.99%*p.a.-20%*p.a. Up to 2.5% + other charges. Apply Now
IDFC First Personal Loan. PNB Housing Finance interest Rates. Start – 8.90%*p.a. As per Lender Apply Now
IIFL Personal Loan. Start –12.75%*p.a.-42%p.a. 2% to 8 % + other charges. Apply Now
Aditya Birla Capital Start – 10.99%*p.a.-30%p.a. Up to 3% + other charges. Apply Now
Indusind Bank Personal Loan. Start – 10.50%*p.a.- 18%p.a Up to 3.5% + other charges. Apply Now