Personal Loan
Personal loans in Kanpur start with interest rates of 10.99%, which provides the lowest interest rates and quick process of personal loans in your city of Kanpur.
Salaried personal loans are helpful for many requirements, such as education, business expansion, home renovation, medical bills, wedding expenses, loan top-up and balance transfer, and Home Construction.
Personal loan interest rates start at 10.99%, personal loan processing fees are 2% to 3%, and Lander, government tax charges.
Avail the best personal loan up to 40—Lac without collateral or pledging any asset. Banks and NBFCs check credit scores, salary eligibility, and income documents, then process the personal loan application.
Personal Loan Types of Requirement in Kanpur
Personal Loan for Education – We can use our study fees abroad and other professional education as a personal loan.
Business Expansion – Personal loan for business purposes.
Home Renovation Personal Loan – We can use personal loans for home renovation and construction.
Wedding Personal Loan – Avail personal loan for wedding purposes. We know there are very high expenses in India for weddings.
Tour and Travel Personal Loan— Everyone wants to tour India and abroad, but it’s expensive. Get the best personal loan for tour and travel.
Personal Loan for Medical Bills— If you have a medical emergency, you can apply for a personal loan.
Personal Loan Benefits in kanpur
Quick Approval – Salaried persons avail of personal loans very quickly.
Less Documents— We can apply for personal loans with little paperwork, and online personal loan services are also available.
Collateral Free – No property document is required. You can avail.
Low Amount- You can avail yourself of the best personal loan, 50k, at a low amount.
Interest Rates— Personal loan interest rates start at 10.70%, as per Lander’s offer and terms and conditions.
Personal Loan Fees and Charges
Processing Fees- Online personal loan processing fees start at 2% to 4% of the loan amount and insurance charges.
Foreclosure Fees/Charges – As pr 13 months to 48 months at 2% to 5% of principal due amount and as pr lender policy.
Late Payment Charges – As per Lenders norms and on the overdue principal or EMI – 3%.
Personal Loan Interest Rates in Kanpur
| BANKS | INTEREST RATES | PROCESSING FEES | |
|---|---|---|---|
| Axis Bank Personal Loan. | Start 11.20%* p.a- 22%*p.a | Up to 2% + other charges. | Apply Now |
| HDFC Bank Personal Loan. | Start -10.75%* p.a.-24.00%p.a | 4.999 RS+GST + other charges. | Apply Now |
| ICICI Bank Personal Loan. | Start – 10.85%*p.a.-16.50%p.a | Up to 2%*+other charges | Apply Now |
| Fedral Bank Personal Loan | Start – 11.50%*p.a.-14.50%*p.a | Up to 2% +other charges. | Apply Now |
| Kotak Bank Personal Loan. | Start -10.99%*p.a. | Up to 3%*+other charges. | Apply Now |
| Yes Bank Personal Loan | Start – 10.99%*p.a.-20%*p.a. | Up to 2.5% + other charges. | Apply Now |
| IDFC First Personal Loan. | Start – 10.90%*p.a.-36%*p.a | Up to 3.5% + other charges. | Apply Now |
| IIFL Personal Loan. | Start –12.75%*p.a.-42%p.a. | 2% to 8 % + other charges. | Apply Now |
| Aditya Birla Capital | Start – 10.99%*p.a.-30%p.a. | Up to 3% + other charges. | Apply Now |
| Indusind Bank Personal Loan. | Start – 10.50%*p.a.- 18%p.a | Up to 3.5% + other charges. | Apply Now |
Documentations of Personal Loan in Kanpur
Address Proof- Aadhar card, passport, Driving License, Telephone Bill, Ration Card, voter ID card, utility bill.
Age proof- PAN CARD, voter ID, Birth certificate, SSC certificate, Aadhar card, etc.
ID Proof- Aadhar card, passport, Driving License, Telephone Bill, Ration Card, voter ID, etc.
Income Proof- Salary slip- 3 months latest, Bank statement for last six months salary a/c., form- 16 previous two years, form 26 last two years.
Applicant Eligibility for Personal Loan Kanpur
1. The applicant should be a salaried and professional self-employed person, an employee of the public sector, a Pvt ltd/central govt employee, or a public sector undertaking.
2. Apply for a personal loan. The applicant’s age should be 21 years.
3. No overdue on any type of loan or credit card.
4. Applicant’s credit score should be a minimum of 720 and above.