Personal Loan
Personal loan in Gurgaon: start interest rates: 10.99%. Avail of the lowest interest rates and quick processing personal loans in your Gurgaon city.
Salaried personal loans are helpful for many requirements, such as education, business expansion, home renovation, medical bills, wedding expenses, loan top-up and balance transfer, and Home Construction.
Personal loan interest rates start at 10.99%, personal loan processing fees are 2% to 3%, and Lander, government tax charges.
Avail the best personal loan up to 40—Lac without collateral or pledging any type of asset. Banks and NBFCs check credit scores, salary eligibility, and income documents, then process the personal loan application.
Personal Loan Types of Requirement in Gurugram
Personal Loan for Education— We can take out a personal loan to pay for our study fees abroad and other professional education.
Business Expansion – Personal loan for business purposes.
Home Renovation Personal Loan – We can use personal loans for home renovation and construction.
Wedding Personal Loan – Avail personal loan for wedding purposes. We know there are very high wedding expenses in India.
Tour and Travel Personal Loan— Everyone wants to tour India and abroad, but it’s expensive. Get the best personal loan for tour and travel.
Personal Loan for Medical Bill— If you have a medical emergency, you can apply for a personal loan.
Personal Loan Benefits in Gurugram
Quick Approval – Salaried persons are available for personal loans. Loan very quickly.
Less Documents— We can apply for personal loans with little paperwork, and online personal loan services are also available.
Collateral Free – No property document is required. You can avail.
Low Amount- You can avail yourself of the best personal Loan, 50k, at a low amount.
Interest Rates— Personal loan interest rates start at 10.70%, as per Lander’s offer and terms and conditions.
Personal Loan Fees and Charges
Processing Fees- Online personal loan processing fees start at 2% to 4% of the loan amount and insurance charges.
Foreclosure Fees/Charges – As pr 13 months to 48 months at 2% to 5% of principal due amount and as pr lender policy.
Late payment Charges – As per Lenders norms and on the overdue principal or EMI – 3%.
Personal Loan Interest Rates in Gurugram
| BANKS | INTEREST RATES | PROCESSING FEES | ENQUIRY FORM |
|---|---|---|---|
| Axis Bnak Personal Loan. | Start 11.20%* p.a- 22%*p.a | Up to 2% + other charges. | Apply Now |
| HDFC Bank Personal Loan. | Start -10.75%* p.a.-24.00%p.a | 4.999 RS+GST + other charges. | Apply Now |
| ICICI Bank Personal Loan. | Start – 10.85%*p.a.-16.50%p.a | Up to 2%*+other charges | Apply Now |
| Fedral Bank Personal Loan | Start – 11.50%*p.a.-14.50%*p.a | Up to 2% +other charges. | Apply Now |
| Kotak Bank Personal Loan. | Start -10.99%*p.a. | Up to 3%*+other charges. | Apply Now |
| Yes Bank Personal Loan | Start – 10.99%*p.a.-20%*p.a. | Up to 2.5% + other charges. | Apply Now |
| IDFC First Personal Loan. | Start – 10.90%*p.a.-36%*p.a | Up to 3.5% + other charges. | Apply Now |
| IIFL Personal Loan. | Start –12.75%*p.a.-42%p.a. | 2% to 8 % + other charges. | Apply Now |
| Aditya Birla Capital | Start – 10.99%*p.a.-30%p.a. | Up to 3% + other charges. | Apply Now |
| Indusind Bank Personal Loan. | Start – 10.50%*p.a.- 18%p.a | Up to 3.5% + other charges. | Apply Now |
Documentations of Personal Loan in Gurgaon
Address Proof- Aadhar card, passport, Driving License, Telephone Bill, Ration Card, voter ID card, utility bill.
Age Proof- PAN CARD, voter ID, Birth certificate, SSC certificate, Aadhar card, etc.
ID Proof- Aadhar card, passport, Driving License, Telephone Bill, Ration Card, voter ID, etc.
Income Proof- Salary slip- 3 months latest, Bank statement for last six months salary a/c., form- 16 last two years, form 26 previous two years.
Applicant Eligibility for Personal Loan in Gurgaon
1. The applicant should be a salaried and professional self-employed person, an employee of the public sector, a Pvt ltd/central govt employee, or a public sector undertaking.
2. Apply for a personal loan. The applicant’s age should be 21 years.
3. No overdue on any loan or credit card.
4. Applicant’s credit score should be a minimum of 720 and above.